Current federal housing policy prohibits renters in apartment buildings financed by Fannie Mae and Freddie Mac from occasionally hosting their units as short-term rentals, even when subject to strict conditions like night caps and occupancy limits.
Meanwhile, renters in apartment buildings backed by non-GSE lenders do not face this same restriction.

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We believe in leveling the playing field for all renters by removing existing restrictions on STR activities in GSE-financed apartment buildings.
This change would allow more renters to access the benefits of STR programs like Airbnb-friendly apartments.
The Renters Opportunity Initiative is a group of housing stakeholders advocating for rental fairness by supporting policies that allow all renters to participate in and benefit from short-term rental programs.
